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HSAs in Elk River and Maple Grove, MN

It’s All About Options

Whether you’re looking for individual coverage or trying to decide which type of plan to choose for your employees, Affordable Insurance Solutions can help you find a Health Insurance solution that meets the needs of everyone.

Health Savings Accounts (HSAs) are a newer alternative to Health Insurance and are meant for those who are insured under high-deductible Health Insurance plans. These plans allow individuals to set aside money into a savings account that they can use over time for medical expenses that are not covered under their high-deductible plan. With a standard HSA, you can do the following.

  1. Put money into your HSA (tax free)
  2. Watch your money grow (tax free)
  3. Take out money if needed for qualified medical expenses, including dental and vision (also tax free)

Advantages of HSAs

With a Health Savings Account, you get to control the amount of money that you wish to set aside for medical expenses. All deposits, growth, and withdrawals are all tax-free for your convenience, and most important, your money rolls over each year. Unlike flexible spending accounts, you don’t lose money when your policy renews. Whatever you put into your HSA keeps growing, tax-free.

Although there are limits to the amount of money in which you can deposit to your Health Savings Account each year, as well as qualifications, it’s a great way to help you have a lower premium, supply you with medical coverage if necessary, and help you save for your future medical needs.

Contact an insurance specialist at Affordable Insurance Solutions today to learn more about how an HSA can benefit you.

Our Locations

Affordable Insurance Solutions

10997 185th Ave Nw
Elk River, MN 55330
Main office: 612-255-6897
Fax: 763-777-9302

Affordable Insurance Solutions White Bear Lake

11 Apple Orchard Court
St. Paul, MN 55110
Main office: 651-283-2483
Fax: 651-846-5445

Our Providers

Testimonials

Bryan Holte has been a great agent to work with. I have never worried that he overlooked anything or that he didn't know this business inside and out. He operates from a place of honor and integrity and that is rare in this industry!

Gretchen M.
I have worked with Bryan Holte for several years and I have referred him to all my friends and family. He always takes the time to really get to know his clients so he can best serve their needs. Many times he has found better coverage to meet my needs often at a lower cost than I was currently paying. I will continue to refer Bryan, he is a true professional.

Doug C.
I recently transferred all of my insurance policies over to Affordable Insurance Solutions. Bryan Holte helped make it a very smooth and quick process. Bryan helped me reduce my premiums while providing great deductible rates and even increasing my insurance coverage. I will definitely suggest Bryan to all my friends and family.

Eric W.
Bryan Holte has been a great asset! He's saved me plenty of dough and is always a phone call away. I wouldn't insure with anyone else! Plus he's good for a few fishing tips now and again.

Brent S.
I recently worked with Bryan Holte and he was not only respectful of my time and responsive to my needs but he saved me $1500 annually! Thanks Bryan

Mark B.
Thank you Bryan for saving my family, friends and I so much money on insurance! I will highly recommend you to everyone I know looking for insurance.

Jessica Z
Bryan is an ethical, hard-working professional who has always been able to beat the competition with great rates and great service. I recommend Bryan to all my clients!

Ellen G.