Give us a call
612.255.6897

Renters Insurance in Elk River and Maple Grove, MN

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Affordable Insurance Solutions, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Affordable Insurance Solutions are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

Affordable Insurance Solutions

10997 185th Ave Nw
Elk River, MN 55330
Main office: 612-255-6897
Fax: 763-777-9302

Affordable Insurance Solutions White Bear Lake

11 Apple Orchard Court
St. Paul, MN 55110
Main office: 651-283-2483
Fax: 651-846-5445

Our Providers

Testimonials

Bryan Holte has been a great agent to work with. I have never worried that he overlooked anything or that he didn't know this business inside and out. He operates from a place of honor and integrity and that is rare in this industry!

Gretchen M.
I have worked with Bryan Holte for several years and I have referred him to all my friends and family. He always takes the time to really get to know his clients so he can best serve their needs. Many times he has found better coverage to meet my needs often at a lower cost than I was currently paying. I will continue to refer Bryan, he is a true professional.

Doug C.
I recently transferred all of my insurance policies over to Affordable Insurance Solutions. Bryan Holte helped make it a very smooth and quick process. Bryan helped me reduce my premiums while providing great deductible rates and even increasing my insurance coverage. I will definitely suggest Bryan to all my friends and family.

Eric W.
Bryan Holte has been a great asset! He's saved me plenty of dough and is always a phone call away. I wouldn't insure with anyone else! Plus he's good for a few fishing tips now and again.

Brent S.
I recently worked with Bryan Holte and he was not only respectful of my time and responsive to my needs but he saved me $1500 annually! Thanks Bryan

Mark B.
Thank you Bryan for saving my family, friends and I so much money on insurance! I will highly recommend you to everyone I know looking for insurance.

Jessica Z
Bryan is an ethical, hard-working professional who has always been able to beat the competition with great rates and great service. I recommend Bryan to all my clients!

Ellen G.