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Boat Insurance in Elk River and Maple Grove, MN

Cast Your Worries Aside

For most people, owning a boat can be a dream come true. Whether you are out on the water with friends or enjoying a relaxing day of fishing, your boat provides an escape from the daily grind.

With a Boat Owners Insurance policy from Affordable Insurance Solutions, you can relax and enjoy your time away knowing that you are properly insured. We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for the following marine vehicles:

  • Yachts
  • Performance Boats
  • Sail Boats
  • Bass Boats
  • Jet Skis
  • WaveRunners

What Can a Boat Insurance Policy Cover?

Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:

  • Vandalism
  • Collision with another boat or object
  • Theft
  • Damage caused by uninsured or underinsured boaters

Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.

In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you are at fault in a boating accident. Coverage options include:

  • Bodily Injury payments
  • Damage to another’s property
  • Medical Payments
  • Guest Passenger Liability

Additional Coverage Options

At Affordable Insurance Solutions, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.

It is your passion, your dream. Protect that dream for years to come with the right insurance policy from Affordable Insurance Solutions. Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.

Our Locations

Affordable Insurance Solutions

10997 185th Ave Nw
Elk River, MN 55330
Main office: 612-255-6897
Fax: 763-777-9302

Affordable Insurance Solutions White Bear Lake

11 Apple Orchard Court
St. Paul, MN 55110
Main office: 651-283-2483
Fax: 651-846-5445

Our Providers

Testimonials

Bryan Holte has been a great agent to work with. I have never worried that he overlooked anything or that he didn't know this business inside and out. He operates from a place of honor and integrity and that is rare in this industry!

Gretchen M.
I have worked with Bryan Holte for several years and I have referred him to all my friends and family. He always takes the time to really get to know his clients so he can best serve their needs. Many times he has found better coverage to meet my needs often at a lower cost than I was currently paying. I will continue to refer Bryan, he is a true professional.

Doug C.
I recently transferred all of my insurance policies over to Affordable Insurance Solutions. Bryan Holte helped make it a very smooth and quick process. Bryan helped me reduce my premiums while providing great deductible rates and even increasing my insurance coverage. I will definitely suggest Bryan to all my friends and family.

Eric W.
Bryan Holte has been a great asset! He's saved me plenty of dough and is always a phone call away. I wouldn't insure with anyone else! Plus he's good for a few fishing tips now and again.

Brent S.
I recently worked with Bryan Holte and he was not only respectful of my time and responsive to my needs but he saved me $1500 annually! Thanks Bryan

Mark B.
Thank you Bryan for saving my family, friends and I so much money on insurance! I will highly recommend you to everyone I know looking for insurance.

Jessica Z
Bryan is an ethical, hard-working professional who has always been able to beat the competition with great rates and great service. I recommend Bryan to all my clients!

Ellen G.